Terms of Service

Welcome to Moshano Technologies. These terms and conditions (“Terms”) govern your access to and use of our payment services, dashboard, APIs, and related products (“Services”). By using our Services, you agree to these Terms.

1) Eligibility & Account

You must be legally capable of entering into contracts and use the Services for lawful business purposes. You’re responsible for maintaining accurate account information and safeguarding credentials.

2) Services & Compliance

We provide payment processing via UPI, cards, net banking, and other permitted rails. You agree to comply with applicable laws and network rules (e.g., RBI, NPCI, card schemes).

3) Fees, Payouts & Settlements

Fees are communicated in your merchant agreement or pricing schedule. Settlement timelines depend on acquiring partners and bank working days. We may set off chargebacks, refunds, or penalties.

4) Restricted Activities

5) Data Protection

We implement reasonable safeguards for transaction and personal data. See our Privacy Policy for details.

6) Availability & Support

We aim for high availability but do not guarantee uninterrupted access. Planned maintenance or third-party outages may affect uptime.

7) Liability

To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages. Our aggregate liability is limited to fees paid to us in the preceding three months.

8) Termination

We may suspend or terminate access for suspected fraud, non-compliance, or risk concerns. You may stop using the Services at any time.

9) Changes to Terms

We may update these Terms. Continued use after updates constitutes acceptance. We’ll post the latest version on this page.

Last updated: 16 Aug 2025

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